Archive for category Personal Finance

How Retailers Trick You into Spending More

Money makes us feel good, but our compulsion to spend it is most often fueled by our feelings. You may swear you’ll stick to a budget while you are viewing your bank account online, but get yourself in the bright lights of a computer store, and you’ll most likely be responding to [...]

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Easy Ways to Curb Spending

Your bank account might be drained, but chances are that it leaked in small doses. Twenty-dollar “yuppie food stamps” may seem petty one at a time, but add up the week’s withdrawals and you’ll soon see you’re close to zero, yet again. It’s often not until the monthly statement comes in that [...]

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Save On Your Next Car Rental

When you’re vacationing farther away than it takes to drive there, you’ll most likely opt for a car rental. If you plan to do any amount of driving and public transportation isn’t a viable option, car rental offers a cheap alternative that beats borrowing the neighborhood kid’s skateboard. The trick to keeping cool on expenses [...]

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10 Ways to Cut Monthly Living Expenses

Cutting living expenses doesn’t mean skipping the necessities, but it does mean saving money on them. Here’s 10 ways to cut monthly living expenses while still getting everything you need.

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What Kids Want to Know About Money

Financial sense begins when we’re young. Often, it’s the habits we learn collecting chewing gum and comic book money that teach us the resolve to save money later for a house or pay down our student loans. When should kids start learning about money? As soon as they are old enough to count it. Starting [...]

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Top 5 Time Wasting Activities

Even though you can’t get an accurate balance ahead of time, you can count the time you have in your life like dollars in the bank. Time is money, but it’s a fixed income. You can’t make it back once it’s spent. You can, however, use it for more productive measures in your life. Time [...]

The Pros and Cons of Online Banks

In this digital age, many people are abandoning their brick and mortar banks in favor of online alternatives. Recent collapses of banks like Wamu have shattered people’s confidence, which has only been further aggravated by executive pay raises even in the wake of bank failure.
There are also fewer banks to go around, especially when it [...]

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College Students Save Money with These Tips

Education and debt go hand in hand. Although you can learn everything you need in the world with a library card and a few dollars in late fees, you need that important diploma to back up your name in the professional world. If you’re going back to school or entering school for the first time, [...]

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Mint.com Personal Finance Tools Reviewed

The features and beauty of Mint.com are very impressive. While it’s true that you wouldn’t use Mint.com for aesthetics alone, a smooth interface definitely improves the experience of using the online tool. The site is very responsive with a heavy use of AJAX, making it possible to navigate the site as the backend does most [...]

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Easy Gas Saving Tips

Gas prices are inching back up again, a steady incline which can cramp any wallet. With gas prices above $3 in many urban areas, your gas tank can easily tip over your budget, leaving you with a wallet that’s perpetually starving. There are simple steps you can do, however, to stretch your gas budget as far as it can go.

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